Leadership Team

As Chairman of Nelnet Bank, Mr. Dunlap is actively involved in bank management and strategy setting. His depth of understanding of securitization, hedging, and finance benefits the bank as he interfaces with the management team and provides review and approval of investment decisions. Mr. Dunlap serves as a member of the Executive Committee. He brings 35 years of experience in education finance and a 20-year tenure with Union Bank & Trust, where Mr. Dunlap worked in virtually every area of bank operations and management. Mr. Dunlap resides in Nebraska.

Tim Tewes serves as Vice Chairman of the Board of Nelnet Bank. Providing substantial support to the Chief Executive Officer/President of Nelnet Bank, Mr. Tewes supported the bank’s formation, staffing, and startup, as well as ongoing operations. Mr. Tewes is a member of the Executive Committee. He gained progressive experience in his 16 years with Wells Fargo Bank Nebraska, ending with responsibility for 33 bank branches and more than $3 billion in assets. Mr. Tewes resides in Nebraska.

Carine Strom Clark has an extensive background in building successful global software companies. She has served in executive leadership roles at several market-leading enterprise software companies, guiding strong market performance through her focus on customer success and product innovation. Ms. Clark was most recently President and CEO of Banyan, a venture-backed start-up in the social engagement and patient experience space. That company was recently sold to NUVI in May of 2019. Ms. Clark was formerly President and CEO of MaritzCX and SVP and CMO for Symantec, and has been recognized with numerous awards. She serves as a member of the Risk and Compliance Committee. Ms. Clark resides in Utah.

Connie Edmond has 33 years of professional experience in finance and accounting. A creative, strategic thinker and problem solver who improves and drives operational profitability, Ms. Edmond also has proven expertise increasing accountability, transparency, and reliability, while minimizing risk factors, for overall financial reporting. She currently serves as Managing Partner – Director of Tax Compliance at WRL CPA, where she previously led business strategy and ensured regulatory compliance for a $102 million grassroots operation. Previously, Ms. Edmond served as Vice President of Business Development for CUCVS and MFYUC, and she currently serves as member of the Audit Committee. She has co-authored a tax publication that was featured in USA Today, Kiplinger’s, and Money Magazine. Ms. Edmond resides in Nebraska.

Anthony (Tony) Goins is the Global Head of Enterprise Risk Management for Fiserv, the largest Fintech firm in the world. He is responsible for leading the risk function by partnering with line of business officers and business leaders across the company to identify, mitigate and treat events that could be detrimental to the growth of the business. This is executed through early detection and monitoring emerging risk. Additionally, Tony’s team assists with the installation of controls and remediation of issues, while supporting upside opportunities.

He most recently served as the State of Nebraska’s Director of Economic Development where he led a team that drove over $8 billion dollars of investment, created more than 7,000 jobs, and achieved the nation’s #1 ranking in COVID-19 pandemic recovery reported by news media outlet POLITICO.

Tony currently serves as a founding independent director for Nelnet Bank where he helped establish the bank’s charter and serves as Chair of the Risk & Compliance Committee, an independent director, and Vice Chair of the Risk & Compliance Committee for Blue Cross Blue Shield of Nebraska, and an independent director for Inceptia, where he serves as a Member of the Finance & Governance Committees. He also is an advisory board member for i3 Bank (f/k/a Bank of Bennington).

Prior to his role leading the State of Nebraska’s Office of Economic Development, Tony served as Executive Vice President & Chief Operating Officer for Cabela’s World’s Foremost Bank. Before that, he was Executive Vice President and Head of Operations for Certus Bank, and has previously held senior domestic and international operational and customer engagement roles for JPMorgan Chase’s Auto & Student Lending Divisions, USAA, Ford Motor Credit Company and American Express.

Tony attended N.C. A&T State University majoring in Business Management and served as a Sergeant in the United States Marine Corp.

Crawford Cragun is an executive coach, primarily to chief executive officers of venture capital-backed companies. He is a strategic leader and an experienced board member, having served as the President or Chief Executive Officer at Franklin Templeton Bank & Trust, F.S.B. and Ford Credit Bank, and as a key leader at GMAC Capital Corporation, GE Capital Financial, Zions Bank, and Citicorp. Most recently, Mr. Cragun served as Executive Vice President, Chief Operations Officer and Executive Vice President, Risk and Compliance at Academy Mortgage, a national retail mortgage bank. He serves as Chair of the Audit Committee, and as a member of the Executive Committee. Mr. Cragun resides in Utah.

Jaime Pack is a Senior Partner and Realtor® with Pack Fey Real Estate Group, which is affiliated with Berkshire Hathaway HomeServices Utah Properties, a worldwide real estate brokerage with respect to their Utah interests. Ms. Pack previously worked at Zion’s Bank from 2003-2014, most recently as Vice President of Zion’s First National Bank Premier Wealth Management. She serves as a member of the Risk and Compliance Committee. Ms. Pack resides in Utah.

Andrea Moss brings over 28 years of financial services and banking experience to her role as President and CEO of Nelnet Bank. Andrea is responsible for the strategic direction and execution of all facets of the bank. Ms. Moss has also served as President of Comenity Capital Bank and American Express Centurion Bank and held other senior executive positions at Zions Bank. Ms. Moss has been recognized by the American Banker Association as one of the Top 25 Most Powerful Women in Finance, and named by Utah Business Magazine as one of the 30 Women to Watch in Business. Ms. Moss currently serves on the board of the Utah Association of Financial Services, Utah Bankers Association, Governor’s Office of Economic Development, Talent Ready Utah, Salt Lake Valley Intermountain Health Care, and as a member of the National Advisory Council at Brigham Young University.