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Personal High-Yield Savings Accounts

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    Daily Compounding interest

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    No Maintenance Fees

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    $100 Opening Balance

Check Our Rates

When you’re ready for your money to work harder, our high rates ensure you get great value from every dollar saved.

APY
Open Account

$1,000 minimum balance is required to open the account and obtain the advertised APY. Early Withdrawal Penalty applies. Fees may reduce earnings. APY is Annual Percentage Yield. Displayed rates are accurate as of .

How to Get Started

If you’re ready to start earning more every month, you can get started in just a few steps.

Apply Online

Complete an application in minutes with our streamlined application process.

Transfer Funds Into Your Account

Add $100 or more into your new Nelnet Bank High-Yield Savings account.

Begin Saving

Start earning interest.

Grow Your Money On Your Terms

We know every person has unique financial challenges and goals – but they’re all looking for the best deal possible. So we offer great rates, and let you build the right package for your road ahead.

Competitive, High-Interest Rates

More growth equals more possibility, so we work to maintain rates that give you a great return.

No Monthly Maintenance Fees

When you save on fees every month, your savings will grow faster over time.

Quick Access to Your Funds

Prepare for unexpected events or expenses with quick access to your funds.

Fee Schedule

Always know what you’ll pay.

  • Check$15 Outgoing Wire Fee

    That’s really it. We don’t make our customers pay hidden fees.

Already Have an Account?

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View the Personal Account Deposit Agreement